What Is Injury Compensation?

The purpose of injury attorneys compensation is to help injured persons pay for losses stemming from their work-related accidents. These losses include medical expenses loss of wages, future income and loss of enjoyment of life.

You can obtain this money in two ways: through a settlement or by filing a lawsuit. A lawyer can review your case and tell you which option is best for you.

Medical Treatment

Medical treatment is an essential aspect of your injury claim. The insurance company will pay for reasonable and essential medical expenses. This includes medical bills from health providers and specialists. Also, you can get reimbursement for prescriptions and non-prescription medications while traveling to and from medical appointments.

Based on the severity of your injuries, you may require aids for mobility, such as canes, wheelchairs or other special clothes. You can also claim expenses to make home modifications like ramps and stair lifts. Medical costs include diagnostic tests to diagnose your injuries as well as evaluate your recovery. You may also be eligible to claim reimbursement for any procedure required to treat your injury. The workers' compensation board has guidelines for medical treatment which doctors are required to adhere to. These guidelines allow your health care provider to carry out the majority of your treatment without asking the insurance company for permission.

Following the advice of your doctor will greatly aid your case. If the defendant or insurance company finds that you've been skipping appointments and playing tennis on weekends, despite your injuries, they could claim that your injuries aren't as serious as you claim. If you're constantly seeing health care professionals and receiving massive medical care in the meantime, they might need to admit that your injuries were serious.

Lost Wages

The physical pain of injuries can be intense however, they can also be financially devastating financially. The costs associated with treatment can grow quickly, and injury victims have to contend with the loss of wages while they are recovering from their injuries. If your injury case has caused you to not be able to work, you could be entitled to compensation for the time that you've been unable to work.

Proving that you lost wages is a time-consuming and complex procedure that requires specific evidence. It's important to include copies of your previous pay stubs as well as tax-related documents. These documents can be used by your attorney to prove the total amount of lost earnings due to your accident.

Your lost wages can include your regular hourly wages or salary, potential overtime bonuses, commissions and more. They can also include any benefits that you're no longer receiving such as free meals, car allowances, or health benefits.

You are also entitled to compensation for the days you've had to take vacation or sick days to cover the days you've missed due to your injuries. Your lawyer can determine the fair value of these days, and then demand reimbursement from the responsible party. If your injury claim is permanent your lawyer can also pursue compensation for future earnings. This is a more complex process that requires hiring a forensic accounting expert or an actuary to prove the loss of your future earning potential.

Medical Expenses

You could be faced with high medical bills depending on the extent of your injury case. This could strain your financial situation. Injuries that are serious can prevent you from earning a substantial amount of time, which puts an extra financial burden on your and your family.

You can claim compensation for all medical expenses such as ambulance rides, doctor injury compensation visits and x-rays, hospital treatments, supplies, medications and orthopedic equipment. You may also claim reimbursement for travel expenses to and from medical appointments, as well as therapy. You must keep receipts for all medical expenses, as you will be reimbursed according to actual expenses.

Insurance companies and attorneys typically utilize your medical bills as a basis to calculate damages specific to you. They will then multiply this number by a multiplier of 1.5 to 5, to calculate general damages. Most commonly minor injuries will be on the low portion of this spectrum, and serious or long-lasting injuries will be on the high end.

The Kocian Law Group has the expertise to ensure that you receive the full amount of medical compensation you are entitled to. We will fight for insurance companies to cover the entire cost of the treatment that your doctor recommends regardless of whether insurance companies dispute the legitimacy or necessity of the treatment.

Suffering and Pain

The victim of injury has the right to compensation for physical and emotional suffering. Physical injuries and pain may include past and future medical treatment. Mental anguish, discomfort, embarrassment, shock and sadness may also be considered.

It is difficult to put a value on the pain and stress caused by an accident, especially when it results in permanent injuries like being confined to an in-chair or blinded. However, it is important that victims of accidents have the support of an attorney when it comes to gathering the necessary evidence to prove their losses.

In some instances, the party who was injured may negotiate a settlement to avoid going to trial. This is known as a settlement agreement, and will usually involve an insurance company. The insurance company may employ either the multiplier method or per-diem to calculate the amount of pain and damages.

The courts employ both the multiplier method and the per diem method to calculate compensation for emotional and physical suffering resulting from accidents. Both methods have their advantages and disadvantages, however the final amount will be determined by the jury. An experienced personal injury attorney can assist injured victims gather the appropriate proof to argue for fair compensation. Adam S. Kutner & Associates' attorneys can help you in the investigation of your case and also prepare the case for court or settlement.